I finally get it now!
It just clicked, Pearl was taking me and Hacks to our favorite Hamburger joint Checkers and something wonderful happened. I could understand her!
I don't know if it was the food or my prayers or what but I just started understanding her.
She is actually a really funny lady and I think this will be the start of a really good friendship.
The really funny thing is that she was having a hard time understanding my thick Utah accent!